Terms and Conditions

1. Agreement to Terms

By accessing or using bizinsider.co and its language editions (the "Site"), you agree to these Terms and Conditions. If you do not agree, do not use the Site.

2. About the Site

BizInsider is a business newsletter on operational excellence, strategy and mindset. The Site is a reading mirror of the BizInsider publication on Substack, offered in Vietnamese and English. It lets you:

• Read free articles and previews of paid articles
• Browse by section and author
• Listen to podcast episodes
• Search the archive

The Site has no user accounts, comments or payments. Subscriptions and payments for paid content are handled by Substack, under Substack's own terms and privacy policy.

3. Paid Content

Some articles are for paid subscribers only. On the Site you can read the preview of those articles. To read the full text, subscribe through Substack.

Subscription pricing, billing, renewals, cancellations and refunds are governed solely by Substack and its terms. We do not process payments and cannot issue refunds on the Site.

4. Intellectual Property

All articles, images, audio, logos and other content on the Site are owned by BizInsider, its authors or their licensors, and are protected by copyright and other laws.

You may read the content, and share links and short quotations with attribution and a link back to the original article. You may not, without written permission:

• Republish, translate or redistribute articles in full or in substantial part
• Sell, license or commercially exploit the content
• Use the content to train machine learning or AI models
• Remove copyright notices or attribution

5. Acceptable Use

You agree not to:

• Scrape, crawl or copy the Site at a volume or rate that harms its operation, other than ordinary search engine indexing
• Attempt to bypass the paywall or access content you are not entitled to
• Probe, disrupt or attempt unauthorized access to the Site or its infrastructure
• Use the Site for unlawful purposes

We may block access to anyone who breaks these rules.

6. No Professional Advice

Content on the Site is for general information and education only. It reflects the views of its authors, may be incomplete or out of date, and is not business, legal, financial, tax or other professional advice.

Case studies and results described may not be repeatable in your situation. You are responsible for decisions you make based on the content. Consult a qualified professional before acting.

7. Third-Party Links and Services

The Site links to and embeds third-party services, including Substack, YouTube, Vimeo, LinkedIn and Facebook. We do not control and are not responsible for their content, availability or practices. Your use of them is subject to their own terms.

8. Privacy

Our Privacy Policy explains what information the Site handles. By using the Site you acknowledge it.

9. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, completeness, availability, fitness for a particular purpose and non-infringement. We do not guarantee the Site will be uninterrupted or error-free.

10. Limitation of Liability

To the fullest extent permitted by law, BizInsider and its authors, contributors and operators are not liable for any indirect, incidental, special, consequential or punitive damages, or for loss of profits, data or business, arising from your use of or inability to use the Site or reliance on its content.

Nothing in these Terms excludes liability that cannot be excluded under applicable law.

11. Changes to the Site and Terms

We may change, suspend or discontinue any part of the Site at any time. We may update these Terms from time to time. The "Last updated" date shows the latest revision. Continued use after an update means you accept the revised Terms.

12. Governing Law

These Terms are governed by the laws applicable to the BizInsider publisher's place of residence, without regard to conflict of law rules. Mandatory consumer protection laws of your country of residence still apply.

13. Contact

For questions about these Terms, contact us through the BizInsider publication on Substack at bizinsider.co.